Condo Insurance to fit your budget & needs

Low Cost Condo Insurance in Norcross & Marietta

​What is Condo Insurance?
Condo insurance provides coverage for the inside of your condominium; the external areas fall under the jurisdiction of your condo association and must be covered under the association’s insurance policy. Depending upon the specifics of your condominium association’s master policy, your condo insurance may include coverage for:

• The interior walls
• Your appliances
• Your personal property and valuables

In addition to covering your belongings in the event of a loss, your condo insurance also protects you against liability claims iif you are responsible for another person’s injury or property damage, or you have legal fees to pay due to a lawsuit.
 
You can get the insurance you need for your condo and your valuable possessions by contacting our agency. We will help you compare rates from multiple insurance companies and choose the most suitable coverage for your needs.
What Does Condo Insurance Cover?
Condo insurance policies typically cover what the condo association’s master policy doesn’t cover. A condo association master policy can be of two types:

• An “all-in” condo master policy: Also known as a “single-unit” master policy, this type of policy covers the fixtures in your condo such as the appliances, wiring, plumbing, and carpets, but does not cover personal property that you own.
• A “bare walls-in” condo master policy: This policy does not cover anything contained within your walls. It may or may not cover your condo’s plumbing and electrical systems. Be sure to carefully review the association’s master policy to determine what your condo insurance policy needs to cover.

You will need to buy more of your own condominium insurance if your association has a “bare walls-in” condo master policy than if it has “all-in” condo master policy.
To find the most affordable coverage that matches your specific needs, contact our agency today and get the right condo insurance policy to protect your condo investment and personal assets.