Oxford Insurance Agency
  • HOME
  • Auto Insurance
    • SR-22 & SR-22A
  • Uber, Lyft & Taxi Insurance
  • Home Insurance
    • Condo Insurance
    • Renters Insurance
    • Seasonal Homes
    • Vacant Property
  • Recreational
    • Boat Insurance
    • Motorcycle
    • Jet Skis
  • Business Insurance
    • All Types Artisan
    • General Liability
    • Excess Liability
    • Inland Marine
    • Restaurants
    • Garage Insurance
    • Commercial Property
    • Landlords
    • Builder's Risk
  • Commercial Vehicle
    • Long Haul Trucking
    • Bobtail Trucks
    • Cement Trucks
    • Logging Trucks
    • Hot Shot Truckers
    • Tow Trucks
    • Tractor Trailers
    • Trailer Interchange
    • Motor Truck Cargo
  • Workers Compensation
  • Surety Bonds
  • Life Insurance
  • Health Insurance
  • Short Term Health
  • Medicare Advantage
  • Contact Us
    • Make a Payment
    • Privacy Policy
    • Accessibility Statement
  • HOME
  • Auto Insurance
    • SR-22 & SR-22A
  • Uber, Lyft & Taxi Insurance
  • Home Insurance
    • Condo Insurance
    • Renters Insurance
    • Seasonal Homes
    • Vacant Property
  • Recreational
    • Boat Insurance
    • Motorcycle
    • Jet Skis
  • Business Insurance
    • All Types Artisan
    • General Liability
    • Excess Liability
    • Inland Marine
    • Restaurants
    • Garage Insurance
    • Commercial Property
    • Landlords
    • Builder's Risk
  • Commercial Vehicle
    • Long Haul Trucking
    • Bobtail Trucks
    • Cement Trucks
    • Logging Trucks
    • Hot Shot Truckers
    • Tow Trucks
    • Tractor Trailers
    • Trailer Interchange
    • Motor Truck Cargo
  • Workers Compensation
  • Surety Bonds
  • Life Insurance
  • Health Insurance
  • Short Term Health
  • Medicare Advantage
  • Contact Us
    • Make a Payment
    • Privacy Policy
    • Accessibility Statement
Oxford Insurance Agency

Boat Insurance to fit your budget & needs

Low Cost Boat Insurance in Norcross & Marietta

Picture

    Do you have questions? We have answers!
    Call (770) 662-8886 in Norcross
    call (770) 693-7101 in marietta
    or submit this form and we'll contact you

Submit
​Do you need Boat Owners insurance?
Boating property is a substantial investment and boatowners coverage is an efficient, affordable way to guard against accidental losses. Our agency can help you find the coverage you need. Contact us at your earliest convenience.
The insurance approach for covering boats and boating property is quite like what is used to protect cars and homes. Essentially insurance is offered on a package basis, meaning that there is coverage for physical property as well as protection against the legal and financial consequences of injuring others or damaging property that belongs to others.
Property Coverage - Typically a boatowners policy covers:
Boats - Refers to property designed to travel on water and includes sails, its permanent equipment, spars, and fittings.
Boating Equipment - Includes a wide variety of property that is used in conjunction with boats, and it includes accessories. Items considered as equipment are property used for communication (radios), navigation, sonar, radar, outboard motors, dinghies, skis, and sports equipment (recreational flotation devices) that are towed by boats and similar property. As a rule of thumb, the more related an item is to the ownership and use of a boat, the greater the justification to classify it as boating equipment.
Boat Trailers - Trailers used (and designed) for transporting boats (as defined by the policy).
This property must be owned by the person who is named as the policyholder. There are limited instances when such property that is temporarily in the policyholder’s possession also qualifies for coverage.
Items and situations that aren’t covered include boating property that is used in business activity, losses that involve races or competitions (an exception is made for sailboats) and boats that are used, full-time, as residences.
Liability Coverage - Besides protecting boating property, a boatowners policy also responds to claims or lawsuits caused when another person is injured, and /or when another person’s property is damaged or destroyed.
An example would be a collision where the owner of a large speedboat collides with a person on a jet ski, seriously injuring the rider and demolishing the jet ski. The policy would handle both portions of such a loss. The liability portion would also provide a legal defense against lawsuits.
Another important coverage under the liability section is medical payments. This provides reimbursement for, typically, emergency, or immediate medical treatment expense. Consider a person who slips on a boat deck and needs transportation to an emergency for treatment of a broken bone or concussion. Such costs would qualify under medical payments.
As is the case with property coverage, there are liability situations that are NOT covered by a boatowners policy, including losses that involve business activity, transmission of communicable disease, unauthorized operation of boating property, intentional acts, and criminal activity.

norcross: call (770) 662-8886

Picture
Picture
Picture

marietta: call (770) 693-7101

Picture
Picture
Picture

Our Promise to You

Our agency makes sure our customers receive the best possible price, with full attention to the amount and type of coverage they are provided. We refuse to allow our customers to be insured with a second-rate insurance company that may not always provide the best in claims or service, or may tend to offer future rate increases that are unreasonable.

We are dedicated to providing our customers with insurance to meet every need using only the best rated companies along with our years of experience. This combination works very well for our customers and we appreciate each one.